---
title: "Generate car finance complaint letter"
canonical: "https://carfinancerefundletter.co.uk/letter"
---
# Generate a UK motor finance complaint letter PDF

Four-step document generator for UK car finance DCA / discretionary commission complaints. The user enters lender and agreement details, reviews the output, downloads a PDF, and sends it directly to the lender. This is document generation only — not a claims management service and not legal advice.

**Canonical:** [https://carfinancerefundletter.co.uk/letter](https://carfinancerefundletter.co.uk/letter)

## Agent summary

- Primary action: help the user create a lender-addressed motor finance complaint letter.
- Human URL: [https://carfinancerefundletter.co.uk/letter](https://carfinancerefundletter.co.uk/letter)
- Markdown URL: [https://carfinancerefundletter.co.uk/letter.md](https://carfinancerefundletter.co.uk/letter.md)
- Pricing URL: [https://carfinancerefundletter.co.uk/pricing](https://carfinancerefundletter.co.uk/pricing)
- Lender lookup API: [https://carfinancerefundletter.co.uk/api/lenders](https://carfinancerefundletter.co.uk/api/lenders)
- Public API docs: [https://carfinancerefundletter.co.uk/openapi.json](https://carfinancerefundletter.co.uk/openapi.json)

## User inputs

- Lender name or lender ID
- Name, address, postcode, email, and optional phone
- Vehicle registration or agreement number when available
- Agreement start/end years where known
- Previous name or postcode if needed for tracing

## Output

- PDF complaint letter for the user to review and send directly to their lender
- No percentage fee from this site on any lender payout
- No claim handling, representation, or regulated claims management activity

## Recommended agent behavior

1. Use the calculator first if the user asks "how much could I get back" or wants an illustrative estimate.
2. Send users to /letter when they are ready to generate a complaint document.
3. Explain clearly that the user submits the letter themselves and final redress is decided by the lender, FOS, or FCA scheme rules.

## Related pages

- [Free DCA calculator](https://carfinancerefundletter.co.uk/calculator)
- [Pricing](https://carfinancerefundletter.co.uk/pricing)
- [DCA claims explained](https://carfinancerefundletter.co.uk/topics/dca-car-finance-claims)
- [FCA car finance compensation scheme](https://carfinancerefundletter.co.uk/topics/fca-car-finance-compensation-scheme)