Stop Editing Blank Templates. Get Your Letter Auto-Filled.
Looking for a free car finance claim letter? We generate the entire complaint for you. Pre-filled with your lender's details, FCA regulations, and all three complaint grounds. In 60 seconds.
Generic Template vs. Our Tool
Both are free. But only one does the work for you.
| Feature | Generic Template | Our Tool |
|---|---|---|
| Lender address & email pre-filled | You Google it yourself | Auto-filled for 50+ UK lenders |
| FCA regulation references | Missing or outdated | Cites PS25/18 and correct grounds |
| Personalised to your situation | Generic "Dear Sir/Madam" | Your name, lender, agreement details |
| Covers all 3 complaint grounds | Usually just DCA | DCA + undisclosed ties + excessive commission |
| Time to complete | 30+ minutes of editing | Under 60 seconds |
| Output format | Copy-paste Word doc | Professional PDF ready to print or email |
| Data request clause included | Not usually | Forces lender to provide your file |
| Cost | Free | Free |
| You keep 100% of refund | Yes | Yes |
What Your Generated Letter Includes
Everything a solicitor would put in a complaint letter, generated automatically in seconds.
Pre-Filled Lender Details
Name, postal address, and email for 50+ UK lenders. No more Googling for the right complaints department.
Your Details Auto-Inserted
Your name, address, and contact information populated throughout the letter. No manual find-and-replace.
All 3 FCA Complaint Grounds
Discretionary commission arrangements (DCA), undisclosed financial ties, and excessive commission. All cited with the correct regulations.
Data Subject Access Request
Built-in clause that legally requires the lender to search their records for your agreement. Perfect if you have lost your paperwork.
FOS Escalation Path
The letter explains the Financial Ombudsman escalation route, putting your lender on notice that you know your rights.
Professional PDF Output
Download a clean, print-ready PDF. Email it or post it directly to your lender. No messy formatting.
How It Works
Three steps. Under 60 seconds. No paperwork needed.
1. Pick Your Lender
Select from 50+ pre-loaded UK car finance lenders. Their complaints address and email are filled in automatically.
2. Add Your Details
Enter your name and address. Add your agreement number or vehicle registration if you have them (optional).
3. Download and Send
Download your professional PDF. Print it or email it to your lender. You are in control, and any refund goes 100% to you.
What Others Are Saying
"I spent an hour trying to adapt a free template from online. Then I found this tool and had a proper letter in 2 minutes. Wish I had started here."
"The best part was that it already had MotoNovo's email address and postal address. I just downloaded the PDF and sent it. Done."
"I didn't have any of my old paperwork. The letter it generated included a data request so the lender had to find everything for me. Brilliant."
Frequently Asked Questions
Ready to Generate Your Complaint Letter?
Takes 60 seconds. You keep 100% of any refund. Any checkout amount is shown before you pay.
FCA-Compliant Document • 50+ Lenders Pre-Loaded • Instant PDF Download