Don't lose 30% to solicitors. Generate your professional DCA claims letter in 60 seconds for just £19.
Money-back guarantee if your claim is rejected by the Finance Company
Source: FCA PS25/18 Policy Statement
Generate your complaint document in 3 simple steps. You submit it yourself—we just create the letter.
Tell us about your lender and agreement. Takes under 60 seconds. No paperwork required—our tool includes tracing logic.
We generate a PDF complaint letter citing FCA PS25/18 regulations with pre-filled lender addresses. Pay £19, download instantly.
Print or email the letter to your lender yourself. You're in control. Any refund goes directly to you—100% yours.
The FCA estimates £8.2bn in total liability. While a few early cases were settled, the vast majority is on hold. Here is where the money is.
The FCA has paused the 8-week deadline for lenders to respond until May 2026. Lenders are logging complaints but not settling them yet.
Lloyds Banking Group has already set aside nearly £2 billion in "provisions"—money reserved specifically to pay these claims.
Close Brothers has provisioned approximately £300 million. The money is sitting in bank accounts, waiting for the scheme to launch.
DIY your complaint and avoid paying CMCs 30% + VAT. We just help you create the letter—you send it.
CMCs charge 30% + VAT. We charge £19. On the £700 average refund, that's the difference between £448 and £681 in your pocket.
Our letter template cites the correct FCA regulations. Covers all three complaint grounds: DCAs, undisclosed ties, and excessive commission.
No phone calls, no meetings. Answer a few questions, download your PDF. Simple.
Don't have your original agreement? The letter includes a data request so lenders must provide it.
We use your info to generate the PDF, and save it for 90 days. After that, it's deleted.
Correct complaint addresses for 50+ major lenders. We handle the admin so you don't have to Google it.
"Saved me over £1,000 compared to using a claims company. The process was incredibly simple and I had my document in minutes."
"I didn't have any of my paperwork but the tool still worked perfectly. Got £2,800 back from VW Finance."
"Much better than going through a CMC. For £19 I got a professional document and kept all my compensation."
Generate Claims Letter in under 60 seconds. Pay £19, download, and submit it yourself.
Legal-grade Document • Instant Letter Download • Keep 100% of Any Refund